You’ve spent a lifetime building... a career, a family, a vision for what’s next. But as retirement approaches, the questions shift: Will it be enough? What do I really want this next chapter to look like?
That’s where I come in.
Before I ever built financial plans, I was trained to respond in crisis; first as an EMT, then as a raft guide navigating Class III rapids on the Colorado River. I learned how to stay calm in chaos, how to read shifting conditions, and how to lead people through high-stakes moments with clarity and confidence.
Guiding a raft wasn’t a solo act. My life was in their hands as much as theirs was in mine. This wasn’t a Disney ride. It was a dynamic, dangerous environment where success depended entirely on trust, teamwork, and precise execution. The river changed daily. Water levels could transform familiar rapids into something entirely new, demanding a fresh strategy every time. One paddle stroke too early or too late could mean the difference between a clean line and a flipped boat.
Most rafting accidents happened when people tried to go it alone. That’s why they hired guides, not because we guaranteed ease, but because we brought experience. I’d been down the river hundreds of times. I knew what to watch for, where the rocks lurked when water was low, and how to read subtle changes in current and flow. It was never about getting through when the water made everything easy. It was about navigating the hard seasons, the unseen dangers, and doing it together.
Today, I bring that same mindset to wealth management.
As a CFP® professional and Private Wealth Manager at Fross & Fross, I specialize in helping high earners, pre-retirees, and retirees make smart, meaningful financial decisions. I’m here to simplify complexity, minimize regret, and help you align your resources with what matters most - freedom, purpose, and legacy.
I approach planning like I approached the river: not with rigid formulas, but with a clear map, margin for the unexpected, and a deep respect for the journey ahead. My job isn’t just to grow and protect your portfolio, it’s to help you move forward with clarity and confidence.
When I’m not working, I’m home in Central Florida with my wife and two boys, making homemade pizza, studying history, and dreaming about our next mountain adventure. I believe true wealth isn’t just about how much you have... it’s about what it allows you to do, who it allows you to become, and the memories you get to make along the way.