MARKET UPDATE 

January 19, 2023 - What Might the Secure Act 2.0 Mean for You?

Click here to view --->Important Provisions of the SECURE Act

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

January 3, 2023 - What I Learned from 2022

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

December 20, 2022 - Markets Get Indigestion Last Week

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

December 5, 2022 - Will December Bring a Merry Market Rally?

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

November 21, 2022 - Black Friday Tips

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

November 9, 2022 - U.S. Midterms Update and Potential Market Implications

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

October 25, 2022 - Is That a Glimmer of Optimism We See?

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

September 12, 2022 - The Federal Reserves Tricky Recipe

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

August 29, 2022 - The Sun Shined on Stocks This Summer

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

August 3, 2022 - Half Time Report

MARKET UPDATE 

July 18, 2022 - Consumer Spending Remains Strong

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss.

Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

July 5, 2022 - The Bear Will Eventually Go Into Hibernation

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss. Investing involves risk including loss of principal.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

MARKET UPDATE 

June 21, 2022 - The Bear is Back, What Does That Mean? 

Sources:

1 “Dow tumbles 876 points and stocks enter bear market,” CNN Business, https://www.cnn.com/2022/06/13/investing/dowstock-market-today/index.html

2 “Inflation rose 8.6% in May, highest since 1981,” CNBC, https://www.cnbc.com/2022/06/10/consumer-price-index-may2022.html

3 “The Employment Situation – May 2022,” Bureau of Labor Statistics, https://www.bls.gov/news.release/pdf/empsit.pdf

4 “Stock Market Briefing: S&P 500 Bull & Bear Market Tables,” Yardeni Research, Inc. https://www.yardeni.com/pub/sp500corrbeartables.pdf

Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss. Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non- diversified portfolio. Diversification does not protect against market risk.

Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.

The Standard & Poor’s 500 Index is a capitalization weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.

MARKET UPDATE 

June 6, 2022 - Silver Linings: The Labor Market 

MARKET UPDATE 

May 23, 2022 - Bear Markets: 6 Fun Facts

MARKET UPDATE 

May 9, 2022 - The Fed Tightening has Begun

MARKET UPDATE 

April 25, 2022 - Light at the End of the Tunnel, or Oncoming Train?

MARKET UPDATE 

April 11, 2022 - Remember, History Rhymes

MARKET UPDATE 

March 28, 2022 - Overcoming the Noise and Distractions

MARKET UPDATE 

March 14, 2022 - Green Shoots Despite the Ukrainian Conflict

MARKET UPDATE 

February 24, 2022 - Special Video: Ukraine and the Recent Market Volatility

MARKET UPDATE 

February 14, 2022 - Should I be Worried About Russia and Ukraine?

MARKET UPDATE 

January 31, 2022

MARKET UPDATE 

January 18, 2022

MARKET UPDATE 

January 3, 2022

WEEKLY UPDATE 

December 20, 2021

WEEKLY UPDATE 

December 13, 2021

WEEKLY UPDATE 

December 6, 2021

WEEKLY UPDATE 

November 29, 2021

CNBC Appearance from 11/27/19: Dow, S&P 500 and Nasdaq close at record highs again

WEEKLY UPDATE 

November 22, 2021

WEEKLY UPDATE 

November 15, 2021

WEEKLY UPDATE 

November 8, 2021

WEEKLY UPDATE 

November 1, 2021

^{Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.}

^{The content provided herein is based on our interpretation of the CARES Act and is not intended to be legal advice or provide a tax opinion. This document is a summary only and not meant to represent all provisions within the CARES Act.}

^{The economic forecasts set forth in this material may not develop as predicted and no strategy assures success or protects against loss. Investing involves risk including loss of principal.}

^{There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.}

^{Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. Fross & Fross Wealth Management and LPL Financial are separate and unrelated companies.}

^{The MSCI EAFE Index is a free float-adjusted market capitalization index that is designed to measure the equity market performance of developed markets, excluding the US & Canada. The MSCI EAFE Index consists of the following developed country indices: Australia, Austria, Belgium, Denmark, Finland, France, Germany, Hong Kong, Ireland, Israel, Italy, Japan, the Netherlands, New Zealand, Norway, Portugal, Singapore, Spain, Sweden, Switzerland and the UK. The Dow Jones Industrial Average is comprised of 30 stocks that are major factors in their industries and widely held by individuals and institutional investors. The NASDAQ Composite Index measures all NASDAQ domestic and non-U.S. based common stocks listed on The NASDAQ Stock Market. The market value, the last sale price multiplied by total shares outstanding, is calculated throughout the trading day, and is related to the total value of the Index. The Standard & Poor’s 500 Index is a capitalization weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.}